{"id":6170,"date":"2025-03-11T04:32:10","date_gmt":"2025-03-11T04:32:10","guid":{"rendered":"https:\/\/innova360.cietaperu.com\/?p=6170"},"modified":"2025-08-09T03:32:11","modified_gmt":"2025-08-09T03:32:11","slug":"cash24-va-bat-dau-silvergate-dat-vao-cash24-co-uy-tin-khong-day-tu-thang-2","status":"publish","type":"post","link":"https:\/\/innova360.cietaperu.com\/index.php\/2025\/03\/11\/cash24-va-bat-dau-silvergate-dat-vao-cash24-co-uy-tin-khong-day-tu-thang-2\/","title":{"rendered":"Cash24 v\u00e0 b\u1eaft \u0111\u1ea7u Silvergate \u0111\u1eb7t v\u00e0o Cash24 c\u00f3 uy t\u00edn kh\u00f4ng \u0111\u00e1y t\u1eeb th\u00e1ng 2"},"content":{"rendered":"<div id=\"toc\" style=\"background: #f9f9f9; border: 1px solid #aaa; display: table; margin-bottom: 1em; padding: 1em; width: 350px;\">\n<p class=\"toctitle\" style=\"font-weight: bold; text-align: center;\">B\u00e0i vi\u1ebft<\/p>\n<ul class=\"toc_list\">\n<li><a href=\"#toc-0\">T\u1ea1i sao San Fran xu\u1ed1ng thanh to\u00e1n xu\u1ed1ng \u0111\u00e1y<\/a><\/li>\n<li><a href=\"#toc-1\">T\u1ea1i sao SVB d\u1eb9t<\/a><\/li>\n<li><a href=\"#toc-2\">\u0110i\u1ec1u g\u00ec \u0111\u00e3 x\u1ea3y ra n\u1ebfu b\u1ea1n mu\u1ed1n thanh to\u00e1n San Fran<\/a><\/li>\n<li><a href=\"#toc-3\">\u0110i\u1ec1u g\u00ec \u0111\u00e3 x\u1ea3y ra n\u1ebfu b\u1ea1n c\u1ea7n duy nh\u1ea5t<\/a><\/li>\n<\/ul>\n<\/div>\n<p>Bao g\u1ed3m c\u1ea3 l\u00e0 \u0111\u1ed9ng c\u01a1 g\u00f3c, s\u1ebd gi\u00fap c\u00e1c c\u1eeda h\u00e0ng t\u1ea1p h\u00f3a tho\u00e1t kh\u1ecfi s\u1ef1 suy gi\u1ea3m. C\u00f3 t\u1edbi 487 tri\u1ec7u \u0111\u00f4 la t\u00edch t\u1ee5 v\u1edbi SVB, ho\u1eb7c th\u1eadm ch\u00ed 30% t\u1ed5ng s\u1ed1 ti\u1ec1n m\u1eb7t c\u1ee7a n\u00f3 tr\u00ean v\u1eadt l\u00fd.<\/p>\n<p>S\u1ebd b\u1ecb n\u1ebfp nh\u0103n \u0111\u00e3 k\u00edch th\u00edch s\u1ef1 s\u1ee3 h\u00e3i th\u1ef1c t\u1ebf v\u00e0 b\u1eaft \u0111\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c phi l\u1ee3i nhu\u1eadn trong h\u00e0ng ng\u00e0n v\u00e0 h\u00e0ng ng\u00e0n ti\u1ec1n li\u00ean quan \u0111\u1ebfn ti\u1ec1n trong c\u00e1c th\u00f9ng ch\u1ee9a t\u00fai c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 s\u1ebd b\u1ecb r\u00e0ng bu\u1ed9c \u0111\u1ebfn t\u1eeb ti\u1ec1n m\u1eb7t c\u1ee7a h\u1ecd. <!--more--> M\u1ed9t \u0111\u1eb7c \u0111i\u1ec3m t\u00ecnh tr\u1ea1ng h\u1ed7n lo\u1ea1n trong t\u01b0\u01a1ng lai \u0111\u00e3 thu h\u00fat s\u1ef1 ch\u00fa \u00fd li\u00ean quan \u0111\u1ebfn c\u00e1c bi\u1ec7n ph\u00e1p ki\u1ec3m so\u00e1t c\u1ee7a ch\u00ednh ph\u1ee7.<\/p>\n<h2 id=\"toc-0\">T\u1ea1i sao San Fran xu\u1ed1ng thanh to\u00e1n xu\u1ed1ng \u0111\u00e1y<\/h2>\n<p>B\u1ea5t k\u1ef3 n\u1ebfp <a href=\"https:\/\/vcashs.com\/\">Cash24 c\u00f3 uy t\u00edn kh\u00f4ng<\/a> g\u1ea5p n\u00e0o c\u1ee7a ti\u1ec1n g\u1eedi San Francisco (SVB) t\u1eeb th\u00e1ng 1 l\u00e0 ng\u01b0\u1eddi l\u1edbn nh\u1ea5t k\u00fd g\u1eedi s\u1ef1 th\u1ea5t s\u1ee7ng v\u00e0o n\u0103m 2008. M\u1ed9t n\u1ebfp nh\u0103n c\u1ee7a SVB li\u1ec1n k\u1ec1 m\u1edbi c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t l\u1eddi nh\u1eafc nh\u1edf v\u1ec1 c\u00e1c cu\u1ed9c kh\u1ee7ng ho\u1ea3ng ti\u1ec1n t\u1ec7 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn nh\u1eefng r\u1ee7i ro d\u01b0\u1eddng nh\u01b0 l\u00e0nh t\u00ednh. Gi\u00e1o s\u01b0 Bryant School c\u1ee7a C\u00f4ng nh\u00e2n t\u00e0i ch\u00ednh Nigro States, c\u00e1c c\u00f4ng nh\u00e2n c\u1ee7a SVB \u0111\u00e3 kh\u00f4ng th\u00e0nh c\u00f4ng \u0111\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi v\u1ecb tr\u00ed, c\u1ed9ng v\u1edbi n\u00f3 c\u00f3 m\u1ed9t s\u1ee9c m\u1ea1nh \u0111\u00e1ng k\u1ec3 c\u1ee7a vi\u1ec7c x\u00e2y d\u1ef1ng v\u00e0 b\u1eaft \u0111\u1ea7u \u0111\u1ea7u t\u01b0 t\u1eeb c\u00e1c c\u1ed5 phi\u1ebfu v\u00e0 c\u1ed5 phi\u1ebfu m\u1edf r\u1ed9ng.<\/p>\n<p>Kh\u00f4ng gi\u1ed1ng nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c, SVB d\u00e0nh cho c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p k\u1ef9 thu\u1eadt vi\u00ean h\u1ea5p d\u1eabn n\u1ebfu b\u1ea1n mu\u1ed1n tr\u1ea3 ti\u1ec1n c\u1ee7a h\u1ecd.\u0110i\u1ec1u \u0111\u1eb7c bi\u1ec7t c\u00f3 ngh\u0129a l\u00e0 r\u00f5 r\u00e0ng c\u00f3 r\u1ea5t nhi\u1ec1u s\u1ef1 t\u00edch l\u0169y kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m, c\u00f3 th\u1ec3 c\u1ed1 g\u1eafng an to\u00e0n v\u00e0 \u00e2m thanh l\u00ean t\u1edbi m\u1ed9t tr\u0103m, 000 th\u00f4ng qua C\u00f4ng ty tin c\u1eady thanh to\u00e1n qu\u1ed1c gia (FDIC). Th\u00eam v\u00e0o \u0111\u00f3, h\u1ecd s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 c\u00e1c gi\u1ea3i ph\u00e1p c\u1ee7a ri\u00eang m\u00ecnh v\u1edbi c\u00e1c c\u1ed5 phi\u1ebfu v\u00e0 c\u1ed5 phi\u1ebfu bi\u1ec3u hi\u1ec7n d\u00e0i h\u1ea1n khi so s\u00e1nh v\u1edbi c\u00e1c kho\u1ea3n vay v\u00e0 qu\u1ef9 c\u1ee5m t\u1eeb quan \u0111i\u1ec3m. S\u1ef1 k\u1ebft h\u1ee3p c\u1ee7a c\u00e1c v\u1ea5n \u0111\u1ec1 n\u00e0y, c\u00f9ng v\u1edbi chi ph\u00ed ng\u00e0y c\u00e0ng t\u0103ng, bu\u1ed9c ch\u00fang s\u1ebd l\u00e0 n\u1ebfu b\u1ea1n mu\u1ed1n xung \u0111\u1ed9t v\u00ec c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n k\u1ebft qu\u1ea3 cao h\u01a1n trong c\u00e1c giao d\u1ecbch c\u1ee7a c\u00f4 g\u00e1i.<\/p>\n<p>Do \u0111\u00f3, ng\u01b0\u1eddi c\u1ee7a SVB \u0111\u00e3 \u0111\u1eb7t nh\u1ea7m ch\u1ed7 c\u1ee7a h\u1ecd v\u00e0 nh\u1eefng ng\u01b0\u1eddi g\u1eedi ti\u1ec1n \u0111\u1eb7c bi\u1ec7t c\u1ee7a h\u1ecd \u0111\u00e3 t\u00ecm th\u1ea5y s\u1ef1 t\u00edch l\u0169y c\u1ee7a c\u00f4 g\u00e1i. Trong khi ch\u00fang t\u00f4i, m\u1ed9t FDIC m\u1edbi \u0111\u1eb7t ch\u00e2n tr\u1ef1c ti\u1ebfp v\u00e0o t\u1ea7m ki\u1ec3m so\u00e1t v\u00e0 b\u1eaft \u0111\u1ea7u nh\u1eefng ng\u01b0\u1eddi g\u1eedi ti\u1ec1n t\u1ef1 \u0111\u1ea3m b\u1ea3o, h\u1ecd nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n m\u1eb7t. Khi b\u1ea1n di chuy\u1ec3n, s\u1ef1 c\u0103ng th\u1eb3ng li\u00ean quan \u0111\u1ebfn ng\u01b0\u1eddi g\u1eedi ti\u1ec1n cu\u1ed1i c\u00f9ng \u0111\u00e3 b\u1ecb \u0111\u00e1nh c\u1eafp, c\u00e1c t\u00ednh n\u0103ng c\u1ee7a SVB \u0111\u00e3 nh\u1ea5n m\u1ea1nh c\u00e1c m\u1ed1i nguy hi\u1ec3m li\u00ean quan \u0111\u1ebfn vi\u1ec7c gi\u1edbi thi\u1ec7u qu\u00e1 nhi\u1ec1u ti\u1ec1n m\u1ed9t ng\u00e2n h\u00e0ng.V\u00e0 \u0111\u00f3 l\u00e0 l\u00fd do t\u1ea1i sao b\u1ea1n ph\u1ea3i thay \u0111\u1ed5i h\u1ed3 s\u01a1 li\u00ean quan \u0111\u1ebfn c\u1ed5 phi\u1ebfu c\u0169ng nh\u01b0 c\u00e1c giao d\u1ecbch kh\u00e1c. Gi\u1ed1ng nh\u01b0 m\u1ed9t c\u00e2u ng\u1ea1n ng\u1eef l\u1ed7i th\u1eddi tr\u00f4i qua, b\u1ea1n kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111\u1ea7u t\u01b0 tr\u1ee9ng v\u00e0o m\u1ed9t container!<\/p>\n<h2 id=\"toc-1\">T\u1ea1i sao SVB d\u1eb9t<\/h2>\n<p>M\u1ed9t n\u1ebfp g\u1ea5p SVB c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t l\u1eddi nh\u1eafc t\u1eeb c\u00e2u ng\u1ea1n ng\u1eef ki\u1ec3u c\u0169 Don Donmirielle \u0111\u1ea7u t\u01b0 m\u1ed9t t\u1ebf b\u00e0o tr\u1ee9ng m\u1edbi t\u1eeb gi\u1ecf qu\u00e0. Nh\u01b0ng n\u00f3 t\u1eb7ng qu\u00e0 cho c\u00e1c c\u01a1 quan kinh t\u1ebf \u1ed5n \u0111\u1ecbnh nhanh ch\u00f3ng c\u00f3 th\u1ec3 chia tay nhanh ch\u00f3ng.Ngay t\u1ea1i \u0111\u00e2y, v\u1ea5n \u0111\u1ec1 n\u00e0y \u0111\u00e3 l\u00e0 m\u1ed9t kho\u1ea3n thanh to\u00e1n phantasm kh\u00f4ng \u0111a d\u1ea1ng h\u00f3a \u0111\u01b0\u1ee3c t\u00e0i tr\u1ee3 th\u1ef1c t\u1ebf ho\u00e0n to\u00e0n v\u1edbi v\u1ed1n l\u1edbn v\u00e0 b\u1eaft \u0111\u1ea7u ch\u1ee9a \u0111\u1ea7y c\u00e1c c\u1ed5 phi\u1ebfu c\u1ee5m t\u1eeb m\u1edf r\u1ed9ng.<\/p>\n<p>SVB tr\u01b0\u1edfng th\u00e0nh b\u1ea5t k\u1ec3 b\u00ean trong \u0111\u1ea1i d\u1ecbch l\u1edbn H, v\u00ec chi ph\u00ed vay r\u1ea5t kh\u00f4ng c\u00f3 c\u00f9ng v\u1edbi nhu c\u1ea7u h\u1ed7 tr\u1ee3 \u0111i\u1ec7n t\u1eed l\u1edbn. C\u00e1c d\u1ecbch v\u1ee5 c\u00f4ng ngh\u1ec7 \u0111\u00e3 tr\u1ea3 r\u1eb1ng kh\u00e1 nhi\u1ec1u ti\u1ec1n m\u1eb7t v\u00e0 b\u1eaft \u0111\u1ea7u SVB \u0111\u00e3 s\u1eed d\u1ee5ng s\u1ed1 ti\u1ec1n \u0111\u00f3 trong khi c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u1eddng th\u1ef1c hi\u1ec7n. Nh\u01b0ng SVB s\u1ebd kh\u00f4ng x\u1eed l\u00fd v\u1ecb tr\u00ed, c\u0169ng nh\u01b0 s\u1ee9c m\u1ea1nh x\u00e2y d\u1ef1ng sau \u0111\u00e2y cho ph\u00e9p b\u1ea1n m\u1edf ra v\u00ec th\u1ecb tr\u01b0\u1eddng x\u1ea5u \u0111i.<\/p>\n<p>Ngo\u00e0i ra, c\u00e1c ch\u00ednh ph\u1ee7 c\u1eafm tr\u1ea1i \u0111\u00e3 g\u1eedi c\u00e1c h\u00f3a \u0111\u01a1n t\u00edn d\u1ee5ng t\u1ed1t h\u01a1n. C\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p chuy\u00ean gia b\u1eaft bu\u1ed9c th\u1ef1c t\u1ebf n\u1ebfu b\u1ea1n c\u1ea7n h\u01b0\u1edbng d\u1eabn th\u00eam ti\u1ec1n m\u1eb7t c\u1ee7a h\u1ecd cho ti\u1ec1n t\u1ec7 chi ti\u00eau khi so s\u00e1nh v\u1edbi vi\u1ec7c c\u00f3 \u0111\u01b0\u1ee3c \u00fd t\u01b0\u1edfng m\u1edbi. Tuy nhi\u00ean, n\u00f3 l\u00e0m cho n\u00f3 kh\u00f3 kh\u0103n h\u01a1n cho nh\u1eefng chi\u1ebfc \u0111i\u1ec7n tho\u1ea1i n\u00e0y nh\u1eadn qu\u1ef9 c\u00f4ng vi\u1ec7c. Nh\u1eefng lo\u1ea1i v\u1ea5n \u0111\u1ec1 n\u00e0y \u0111\u01b0\u1ee3c \u0111\u1eb7t c\u00f9ng nhau n\u1ebfu b\u1ea1n mu\u1ed1n g\u00e2y \u00e1p l\u1ef1c cho m\u1ed9t s\u1ef1 chuy\u1ec3n \u0111\u1ed9ng c\u1ed5 \u0111i\u1ec3n. Khi ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi g\u1eedi ti\u1ec1n r\u00fat l\u1ea1i, SVB c\u1ea7n ph\u1ea3i t\u00e1i ch\u1ebf thu nh\u1eadp nhi\u1ec1u h\u01a1n v\u00e0 b\u1eaft \u0111\u1ea7u nh\u1eadn ra th\u00e2m h\u1ee5t, ph\u00e1t tri\u1ec3n m\u1ed9t giai \u0111o\u1ea1n kh\u00f4ng ph\u00f9 h\u1ee3p.<\/p>\n<p>SVB h\u00e8ersus Fold cung c\u1ea5p d\u1eabn \u0111\u1ebfn c\u00e1c v\u1ea5n \u0111\u1ec1 v\u1ec1 cu\u1ed9c kh\u1ee7ng ho\u1ea3ng ng\u00e2n h\u00e0ng ti\u00eau d\u00f9ng n\u0103m 2008 v\u00e0 \u0111\u00e3 bu\u1ed9c ch\u00fang t\u00f4i \u0111i\u1ec1u ch\u1ec9nh n\u1ebfu b\u1ea1n mu\u1ed1n gi\u00fap ng\u0103n ch\u1eb7n b\u1ea5t k\u1ef3 c\u1ea3m gi\u00e1c n\u1eeda m\u1eb7t n\u1ea1 n\u00e0o. Ch\u00ednh ph\u1ee7 s\u1ebd \u0111\u1ea3m b\u1ea3o s\u1ef1 t\u00edch l\u0169y t\u1eeb SVB v\u00e0 \u0111\u00f3 l\u00e0 d\u1ea5u hi\u1ec7u b\u1ed5 sung. \u0110i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 lan truy\u1ec1n s\u1ef1 t\u1ef1 tin n\u1ebfu b\u1ea1n mu\u1ed1n ng\u01b0\u1eddi d\u00f9ng, d\u00f9 sao h\u1ecd c\u0169ng nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c th\u01b0\u01a1ng nh\u00e2n h\u1ed7 tr\u1ee3 c\u1ee7a m\u00e1y m\u1eadt \u0111\u1ed9 v\u1edbi c\u1ed5 phi\u1ebfu SVB c\u0169ng nh\u01b0 ti\u1ebft l\u1ed9 c\u00e1c t\u1ed5 ch\u1ee9c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 d\u1ec5 b\u1ecb t\u1ed5n th\u1ea5t l\u1edbn v\u1ec1 da.<\/p>\n<h2 id=\"toc-2\">\u0110i\u1ec1u g\u00ec \u0111\u00e3 x\u1ea3y ra n\u1ebfu b\u1ea1n mu\u1ed1n thanh to\u00e1n San Fran<\/h2>\n<p>M\u1ed9t r\u00fat l\u1ea1i m\u1edbi li\u00ean quan \u0111\u1ebfn ti\u1ec1n g\u1eedi V\u00f9ng V\u1ecbnh (SVB) s\u1ebd l\u00e0 s\u1ef1 th\u01b0\u01a1ng h\u1ea1i c\u1ee7a Ng\u00e2n h\u00e0ng quan tr\u1ecdng nh\u1ea5t khi b\u1ea1n di chuy\u1ec3n cu\u1ed9c kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf n\u0103m 2008 kh\u00e1c m\u1ecdi th\u1eddi \u0111\u1ea1i. M\u1ed9t c\u00e2u chuy\u1ec7n m\u1edbi th\u00f4ng tin v\u1ec1 t\u1ea7m quan tr\u1ecdng c\u1ee7a c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p n\u1ebfu b\u1ea1n mu\u1ed1n m\u1edf r\u1ed9ng c\u00e1c ngu\u1ed3n ti\u1ec1n m\u1eb7t c\u1ee7a c\u00f4 \u1ea5y v\u00e0 c\u1ea3 t\u1ef7 l\u1ec7 k\u1ebft h\u1ee3p to\u00e0n b\u1ed9 tr\u1ee9ng c\u1ee7a b\u1ea1n trong m\u1ed9t container.<\/p>\n<p>Arizona-in t\u00f4n tr\u1ecdng SVB d\u00e0nh ri\u00eang \u0111\u1ec3 t\u00e0i tr\u1ee3 ti\u1ec1n m\u1eb7t n\u1ebfu b\u1ea1n mu\u1ed1n c\u00f4ng ngh\u1ec7 v\u00e0 b\u1eaft \u0111\u1ea7u sinh h\u1ecdc c\u00f3 s\u1eb5n. S\u1ebd t\u00e0i tr\u1ee3 cho c\u00e1c t\u00f9y ch\u1ecdn t\u00e0i ch\u00ednh n\u00e0y n\u1ebfu b\u1ea1n x\u00e2y d\u1ef1ng v\u1edbi k\u1ef9 thu\u1eadt vi\u00ean v\u00e0 b\u1eaft \u0111\u1ea7u c\u00e1c qu\u1ef9 mua nhi\u1ec7m v\u1ee5. Tuy nhi\u00ean, tr\u00e1i ng\u01b0\u1ee3c v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng th\u00f4ng th\u01b0\u1eddng, SVB \u0111\u00e3 \u0111\u1ea7u t\u01b0 b\u1ea5t k\u1ef3 kho\u1ea3n ti\u1ec1n n\u00e0o c\u1ee7a ng\u01b0\u1eddi g\u1eedi ti\u1ec1n t\u1eeb Exchequer d\u00e0i h\u1ea1n cung c\u1ea5p. S\u1ebd bao g\u1ed3m c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 sau \u0111\u00e2y theo m\u1ed9t khung th\u1eddi gian tr\u01b0\u1edfng th\u00e0nh, \u0111i\u1ec1u \u0111\u00f3 c\u00f3 ngh\u0129a l\u00e0 tr\u00e1i phi\u1ebfu kh\u00f4ng \u0111\u01b0\u1ee3c cung c\u1ea5p ho\u1eb7c qu\u1ea3ng c\u00e1o. Khi t\u1ef7 l\u1ec7 t\u0103ng \u0111\u00e3 cho v\u00e0o n\u0103m 2022, t\u1ea7m quan tr\u1ecdng c\u1ee7a danh m\u1ee5c c\u1ed5 phi\u1ebfu m\u1ed1i quan h\u1ec7 c\u1ee7a SVB \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 \u0111\u00e1ng k\u1ec3 c\u00f9ng v\u1edbi kho\u1ea3n thanh to\u00e1n gi\u1ea3m \u0111\u01b0\u1ee3c ghi nh\u1eadn ch\u01b0a th\u1ef1c hi\u1ec7n.<\/p>\n<p>C\u00e1c th\u00e0nh vi\u00ean s\u1ee3 r\u1eb1ng h\u1ecd s\u1ebd kh\u00f4ng \u0111\u1ed1i x\u1eed \u0111\u00fang v\u1edbi v\u1ecb tr\u00ed c\u1ee7a m\u00ecnh, v\u00e0 kh\u1edfi x\u01b0\u1edbng b\u1eaft \u0111\u1ea7u quay cu\u1ed3ng ti\u1ec1n c\u1ee7a h\u1ecd. Tin t\u1ee9c cung c\u1ea5p nhanh ch\u00f3ng vi\u1ebft blog, th\u00fac \u0111\u1ea9y s\u1ef1 s\u1ee3 h\u00e3i m\u00e0 kho\u1ea3n thanh to\u00e1n xu\u1ed1ng \u0111\u00e3 h\u1ebft thu nh\u1eadp.<\/p>\n<p>V\u1ec1 c\u01a1 b\u1ea3n, ch\u00fang t\u00f4i, SVB s\u1ebd kh\u00f4ng c\u00f3 \u0111\u1ee7 thu nh\u1eadp \u0111\u1ec3 n\u00f3i r\u1eb1ng vi\u1ec7c r\u00fat ti\u1ec1n th\u1ef1c t\u1ebf v\u00e0 b\u1eaft \u0111\u1ea7u kh\u00f4ng th\u00e0nh c\u00f4ng. M\u1ed9t FDIC m\u1edbi \u0111i t\u1eeb v\u00e0 b\u1eaft \u0111\u1ea7u s\u1eed d\u1ee5ng h\u1ecd s\u1ebd l\u00e0 n\u1ebfu b\u1ea1n mu\u1ed1n b\u1ea3o v\u1ec7 ng\u01b0\u1eddi g\u1eedi ti\u1ec1n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7. S\u1ebd \u0111\u1ebfn \u0111\u1ec3 b\u1ea1n \u0111\u00f3ng cho \u0111\u1ebfn khi cu\u1ed1i c\u00f9ng m\u1ed9t c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c mua. M\u1ed9t n\u1ebfp g\u1ea5p m\u1edbi c\u1ee7a SVB tr\u00ecnh b\u00e0y c\u00e1ch k\u1ebft h\u1ee3p ng\u01b0\u1eddi qu\u1ea3n l\u00fd giao ngay kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7, quy \u0111\u1ecbnh c\u1ee7a li\u00ean bang LAX v\u00e0 l\u00f2 s\u01b0\u1edfi n\u01a1i c\u00e1c m\u1ea9u tin c\u00f3 th\u1ec3 lan r\u1ed9ng tr\u00ean ph\u01b0\u01a1ng ti\u1ec7n truy\u1ec1n th\u00f4ng x\u00e3 h\u1ed9i s\u1ebd g\u00e2y ra t\u1ed5n th\u1ea5t ch\u00ednh trong n\u1ec1n kinh t\u1ebf n\u00f3i chung.<\/p>\n<h2 id=\"toc-3\">\u0110i\u1ec1u g\u00ec \u0111\u00e3 x\u1ea3y ra n\u1ebfu b\u1ea1n c\u1ea7n duy nh\u1ea5t<\/h2>\n<p>\u0110\u1ed9c \u0111\u00e1o \u0111\u00e3 b\u1ecb bu\u1ed9c ph\u1ea3i \u0111\u00f3ng c\u1eeda v\u00e0o th\u00e1ng Hai. M\u1ed9t s\u1ed1, m\u1ed7i ng\u00e0y sau \u0111\u00f3, Pay Payment Payment, v\u00e0 hai ng\u00e0y trong qu\u00e1 kh\u1ee9 Silvergate \u0111\u01b0a v\u00e0o thanh l\u00fd. \u0110i\u1ec1u ki\u1ec7n \u0111\u1ea1i di\u1ec7n t\u00e0i ch\u00ednh \u0111\u00e3 \u0111\u1ed3ng \u00fd r\u1eb1ng h\u1ecd s\u1ebd v\u00e0 b\u1eaft \u0111\u1ea7u th\u1eddi gian bi\u1ec3u FDIC m\u1edbi k\u1ec3 t\u1eeb khi nh\u1eadn. M\u1edbi nh\u1ea5t m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 tu\u00e2n th\u1ee7 Ng\u00e2n h\u00e0ng Standard c\u00f3 ngu\u1ed3n g\u1ed1c \u00edt nh\u1ea5t 110 tri\u1ec7u \u0111\u00f4 la v\u00e0 b\u1eaft \u0111\u1ea7u 89 t\u1ef7 \u0111\u00f4 la t\u1eeb vi\u1ec7c k\u00fd g\u1eedi v\u00e0o cu\u1ed1i g\u1ea7n \u0111\u00e2y. N\u00f3 ho\u00e0n to\u00e0n \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e1c th\u1ea3o m\u1ed9t kho\u1ea3n thanh to\u00e1n m\u1edbi th\u1ee9 hai m\u01b0\u01a1i ch\u00edn c\u1ee7a ch\u00fang t\u00f4i t\u1eeb c\u00e1c gi\u1ea3i ph\u00e1p. M\u1ed9t FDIC cho bi\u1ebft h\u1ecd \u0111\u00e3 ph\u00e1t hi\u1ec7n ra ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng kh\u00f4ng \u0111\u1ee7, th\u1ef1c t\u1ebf \u0111\u00e3 kh\u00f4ng \u0111\u00e1nh gi\u00e1 ch\u00ednh x\u00e1c c\u00e1c nguy hi\u1ec3m v\u00e0 b\u1eaft \u0111\u1ea7u c\u00e1c tr\u00f2 ch\u01a1i kh\u00f4ng \u1ed5n \u0111\u1ecbnh c\u1ee7a Superintend, nh\u01b0 vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n \u1edf nh\u1eefng ng\u01b0\u1eddi g\u1eedi ti\u1ec1n kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m (tr\u00ean nh\u1eefng g\u00ec bao g\u1ed3m ch\u00edn m\u01b0\u01a1i ng\u00e0y v\u1ec1% li\u00ean quan \u0111\u1ebfn vi\u1ec7c x\u1ebfp ch\u1ed3ng l\u00ean nhau).<\/p>\n<p>Ng\u01b0\u1eddi d\u00f9ng nhanh ch\u00f3ng th\u00e0nh l\u1eadp r\u00fat ra s\u1ef1 x\u00e2y d\u1ef1ng c\u0169 c\u1ee7a b\u1ea1n k\u1ec3 t\u1eeb khi xem x\u00e9t \u01b0u \u0111\u00e3i Destiny Tag Tag. M\u1ed9t phong tr\u00e0o m\u1edbi \u0111\u00e3 d\u1eabn \u0111\u1ebfn m\u1ed9t hi\u1ec7u \u1ee9ng tr\u00ecnh t\u1ef1, v\u1edbi nh\u1eefng ng\u01b0\u1eddi g\u1eedi ti\u1ec1n v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng c\u1ed9ng \u0111\u1ed3ng kh\u00e1c c\u0169ng nh\u01b0 r\u00fat ti\u1ec1n c\u1ee7a h\u1ecd. C\u00e1c c\u1ed5 phi\u1ebfu thanh to\u00e1n xu\u1ed1ng ch\u00ecm, nh\u1eefng lo l\u1eafng th\u00fa v\u1ecb v\u1ec1 cu\u1ed9c kh\u1ee7ng ho\u1ea3ng ti\u1ec1n t\u1ec7 t\u00e1i ph\u00e1t.<\/p>\n<p>M\u1ed9t FDIC kh\u1eb3ng \u0111\u1ecbnh ng\u01b0\u1eddi g\u1eedi ti\u1ec1n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng ho\u00e0n to\u00e0n do \u0111\u00f3. N\u00f3 c\u00f3 th\u1ec3 nghi ng\u1edd b\u1ea5t k\u1ec3 c\u00e0i \u0111\u1eb7t c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 h\u1ecd gi\u00e1m s\u00e1t c\u00e1c ng\u00e2n h\u00e0ng hay kh\u00f4ng. Nh\u01b0ng s\u1ef1 x\u1ea5u h\u1ed5 c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c \u0111\u01b0a v\u00e0o c\u00f3 kh\u1ea3 n\u0103ng \u0111\u1ecbnh tuy\u1ebfn l\u1ea1i s\u1ef1 quan t\u00e2m trong khu v\u1ef1c. N\u00f3 c\u00f3 th\u1ec3 nh\u1eafc nh\u1edf c\u00e1c nh\u00e0 giao d\u1ecbch n\u1ebfu b\u1ea1n mu\u1ed1n suy ngh\u0129 l\u1ea1i v\u1ec1 danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a c\u00f4 g\u00e1i v\u1ec1 kinh nghi\u1ec7m c\u1ee7a ph\u00f2ng c\u00f3 l\u1ebd kh\u00f4ng \u1ed5n \u0111\u1ecbnh. Ngo\u00e0i ra, \u0111\u00f3 th\u1ef1c s\u1ef1 l\u00e0 ti\u1ec1n th\u00e2n c\u1ee7a m\u1ed9t d\u1ecbp cao h\u01a1n t\u1ea1i National Tay c\u1ea7m n\u1ebfu b\u1ea1n mu\u1ed1n th\u1eb3ng m\u1ed9t b\u1ee9c t\u01b0\u1eddng m\u1edbi li\u00ean quan \u0111\u1ebfn ti\u1ec1n \u0111i\u1ec7n t\u1eed \u0111\u1ea7u t\u01b0 c\u00f9ng v\u1edbi l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng ti\u00eau d\u00f9ng.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u00e0i vi\u1ebft T\u1ea1i sao San Fran xu\u1ed1ng thanh to\u00e1n xu\u1ed1ng \u0111\u00e1y T\u1ea1i sao SVB d\u1eb9t \u0110i\u1ec1u g\u00ec \u0111\u00e3 x\u1ea3y ra n\u1ebfu b\u1ea1n mu\u1ed1n thanh to\u00e1n San Fran \u0110i\u1ec1u g\u00ec \u0111\u00e3 x\u1ea3y ra n\u1ebfu b\u1ea1n c\u1ea7n duy nh\u1ea5t Bao g\u1ed3m c\u1ea3 l\u00e0 \u0111\u1ed9ng c\u01a1 g\u00f3c, s\u1ebd gi\u00fap c\u00e1c c\u1eeda h\u00e0ng t\u1ea1p h\u00f3a tho\u00e1t kh\u1ecfi s\u1ef1 suy [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6170","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/innova360.cietaperu.com\/index.php\/wp-json\/wp\/v2\/posts\/6170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/innova360.cietaperu.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/innova360.cietaperu.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/innova360.cietaperu.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/innova360.cietaperu.com\/index.php\/wp-json\/wp\/v2\/comments?post=6170"}],"version-history":[{"count":1,"href":"https:\/\/innova360.cietaperu.com\/index.php\/wp-json\/wp\/v2\/posts\/6170\/revisions"}],"predecessor-version":[{"id":6171,"href":"https:\/\/innova360.cietaperu.com\/index.php\/wp-json\/wp\/v2\/posts\/6170\/revisions\/6171"}],"wp:attachment":[{"href":"https:\/\/innova360.cietaperu.com\/index.php\/wp-json\/wp\/v2\/media?parent=6170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/innova360.cietaperu.com\/index.php\/wp-json\/wp\/v2\/categories?post=6170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/innova360.cietaperu.com\/index.php\/wp-json\/wp\/v2\/tags?post=6170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}